Question: Why does Obamacare single out smokers for higher insurance premiums, but not drug addicts, alcoholics, the obese, or risk takers?
Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy, depending on the state and any subsidies the person might qualify for.
For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.
The same policy for a smoker could cost $13,600.
"I can't afford any insurance at that rate," smoker Don Hampson said. "I thought that was what ObamaCare was about, to stop all this." . . .