When unemployment insurance payments run out, people start claiming disability payments

One reason why unemployment is worse than many people think.  From CNS:

A record of 8,733,461 workers took federal disability insurance payments in June 2012, according to the Social Security Administration. That was up from 8,707,185 in May.
It also exceeds the entire population of New York City, which according to the Census Bureau's latest estimatehit 8,244,910 in July 2011. . . .