Has the NSA collected massive data on all American's credit card purchases, pharmacy records, library records, guns, financial information, and on and on?

A bipartisan group of 26 senators asked Director of National Intelligence James Clapper whether the Patriot Act has been interpreted differently "from an intuitive reading of the statute" to allow massive data collected on all American's credit card purchases, pharmacy records, library records, guns, financial information, and on and on.  Senator Ron Wyden (D-OR) lead the group of Senators.  Their letter is produced here (Click to make text larger):

The Senators who signed the letter are: Ron Wyden (D-Or), Mark Udall (D-Co), Lisa Murkowski (R-Alaska), Patrick Leahy (D-Vt), Mark Kirk (R-Il), Dick Durbin (D-Il), Tom Udall (D-NM), Brian Schatz (D-Hawaii), Jon Tester (D-Mt), Jeanne Shaheen (D-NH), Dean Heller (R- Nev),Mark Begich (D-Alaska), Bernie Sanders (I-Vt), Patty Murray (D-Wash), Jeff Merkley (D-Ore), Mazie Hirono (D-Hawaii), Al Franken (D-Minn), Tom Harkin (D-Iowa), Chris Coons (D-Del), Maria Cantwell (D-Wash), Richard Blumenthal (D-Conn), Max Baucus (D-Mont), Elizabeth Warren (D-Mass), Martin Heinrich (D-NM), Tammy Baldwin (D-Wisc) and Mike Lee (R-Utah)